Privacy Policy

Introduction

hymoralistuve ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website hymoralistuve.com or use our investment community platform services.

This policy complies with the Protection of Personal Information Act (POPIA) of South Africa and other applicable privacy laws. By using our services, you consent to the data practices described in this policy.

Information We Collect

We collect several types of information from and about users of our platform:

• Personal identification information including name, email address, phone number, and postal address
• Financial information such as investment preferences, risk tolerance, and portfolio interests
• Technical data including IP address, browser type, device information, and usage patterns
• Communication records including messages sent through our platform and support interactions
• Profile information you choose to share within investment communities

How We Use Your Information

Your personal information helps us provide better services and experiences. We use the information we collect for various purposes:

• Facilitating your participation in investment communities and discussions
• Providing personalized investment education content and resources
• Sending important updates about our services and community activities
• Improving our platform functionality and user experience
• Ensuring platform security and preventing fraudulent activities
• Complying with legal obligations and regulatory requirements

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except in the following circumstances:

• With trusted service providers who assist in operating our platform under strict confidentiality agreements
• When required by law, court order, or governmental authority
• To protect our rights, property, or safety, or that of our users or the public
• In connection with business transfers, such as mergers or acquisitions, with prior notice to users

Any information shared within investment communities is visible to other community members. You control what information you choose to share in these public spaces.

Your Rights and Choices

Under South African privacy law (POPIA), you have several important rights regarding your personal information:

• Right to access: Request a copy of the personal information we hold about you
• Right to correction: Ask us to correct or update inaccurate or incomplete information
• Right to deletion: Request deletion of your personal information under certain circumstances
• Right to object: Object to certain processing activities, including direct marketing
• Right to data portability: Request your data in a structured, commonly used format
• Right to restrict processing: Ask us to limit how we use your information in certain situations

Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. Our security practices include:

• Encryption of sensitive data both in transit and at rest
• Regular security assessments and updates to our systems
• Access controls limiting who can view your information
• Employee training on privacy and security best practices
• Incident response procedures for potential security breaches

While we strive to protect your information, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security but work continuously to maintain the highest standards of protection.

Data Retention

We retain your personal information only for as long as necessary to fulfill the purposes outlined in this policy or as required by law. Specific retention periods vary based on the type of information:

• Account information: Retained while your account is active and for 7 years after closure
• Communication records: Kept for 5 years for customer service and legal purposes
• Financial information: Maintained according to regulatory requirements, typically 7 years
• Technical data: Automatically deleted after 2 years unless needed for security purposes

Cookies and Tracking

We use cookies and similar technologies to enhance your experience on our platform. These technologies help us remember your preferences, analyze site usage, and provide personalized content.

You can control cookie settings through your browser preferences. However, disabling certain cookies may limit some functionality of our platform. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a set period).

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child without parental consent, we will take steps to delete such information promptly.

Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable laws. When we make significant changes, we will notify you by email or through a prominent notice on our platform. We encourage you to review this policy regularly to stay informed about how we protect your information.

The date at the top of this policy indicates when it was last revised. Your continued use of our services after any changes constitutes acceptance of the updated policy.